In November 2015, the European legislator published the European Directive 2015/2366 relating to payment services called PSD2, partly practicable since January 13, 2018 and replacing the European Directive 2007/64.
Moreover, the European Banking Authority and the European Commission have published texts (orientations, technical regulatory standards and delegated regulation) in order to complete the Directive PDS2 on an operational point of view, in particular concerning the following themes:
The directive (EU) 2015/2366 (PDS2) was written into the French national law through the ordinance of August, 9 2017, ratified by the law of August, 3 2018, completed by two decrees of December, 26 2018 (n°2018-1224 and n°2018-1228). These two decrees deal with:
Main contributions of PSD2: